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The Consumer Financial Protection Bureau (CFPB) recently released this nifty tool to help determine your interest rate based on your particular situation. http://www.consumerfinance.gov/owning-a-home/check-rates/
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Clean up your credit report now or it will cost you. Even small blemishes on your credit report can have big financial consequences. When it comes to getting a loan, your credit score is everything. It will influence the interest rate you pay, the size of the down payment, or whether you get the loan […]
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How to Dispute Errors in Your Credit Report So you followed my advice and requested a copy of your credit report. You were surprised to find things that didn’t belong there. You’re not alone. Last year 60 Minutes reported that as many as 40 million Americans have at least one error on their credit report. […]
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You Are More Than a Number… But You Aren’t. Aside from your social security number, your credit score may be the most important number in your life. It can affect where you live, what you drive, even where you work. The score is based on your credit card and loan payment histories, outstanding debts and […]
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13 May '14
Debt collection is big business these days. Nearly 1 person in 7 is being pursued by a debt collector. These collectors are often large national junk debt buyers who make billions suing on old debts they purchased for pennies on the dollar. In many cases the debt buyers win without having to prove anything, simply […]
