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With the economy gaining momentum, the financial meltdown of ’08 seems like a fading memory. Unfortunately, for anyone unable to keep up on all their bills during the lean years, it only takes a letter from a collection company to bring it all flooding back. And there is nothing like a collection lawsuit to force […]
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19 Feb '15
It’s time to talk about the Telephone Consumer Protection Act. The Telephone Consumer Protection Act of 1991 (TCPA) is a federal law that restricts telephone solicitations “telemarketing” and the use of automated telephone equipment. The TCPA limits the use of auto dialing equipment “robo-calls,” artificial or prerecorded voice messages, fax machines and birthed the national […]
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Clean up your credit report now or it will cost you. Even small blemishes on your credit report can have big financial consequences. When it comes to getting a loan, your credit score is everything. It will influence the interest rate you pay, the size of the down payment, or whether you get the loan […]
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6 Questions You Need to Answer About Your Repossession. A month ago Carl woke up to find his car missing from his driveway. A note on his door informed him his car had been repossessed due to lack of payment. Carl was flabbergasted. Sure, his payments were late on occasion and there were a few […]
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Being served a summons and complaint can be a very stressful experience. Chances are this is your first experience with the legal system. Undoubtedly there are a number of questions running through your mind. This post will attempt to answer those questions and explain what options you have at this point. What is a Summons? […]
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13 May '14
Debt collection is big business these days. Nearly 1 person in 7 is being pursued by a debt collector. These collectors are often large national junk debt buyers who make billions suing on old debts they purchased for pennies on the dollar. In many cases the debt buyers win without having to prove anything, simply […]
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01 May '14
As the economy sputters along more and more people are finding it impossible to pay all the bills. In response, creditors and debt collectors are getting more and more aggressive. Being pursued by a debt collector is stressful, annoying and at times humiliating. The good news is you don’t have to put up with their […]
